FUNDING SOURCES
Massachusetts Banks
Note: Many credit unions are exclusive to employees at certain companies or organizations, and they often do not provide services specific to businesses. However, they can still be a useful source of startup funding through offerings such as home equity loans. A full list of Connecticut credit unions is available here; our list highlights credit unions open to the general public that offer business services.
The * denotes a bank recommended by mass.gov, for more detail click the list of small business banks in Massachusetts.
| Bank Name | Served Regions | Bank type | |
|---|---|---|---|
| AI Wainwright LLC | All State | CDFI | |
| BlueHub Loan Fund, Inc. | All State | CDFI | |
| Children's Investment Fund, Inc. | All State | CDFI | |
| Coastal Community Capital | All State | CDFI | |
| Cooperative Fund of New England | All State | CDFI | |
| Dorchester Bay Neighborhood Loan Fund, Inc. | All State | CDFI | |
| Local Enterprise Assistance Fund, Inc. | All State | CDFI | |
| Massachusetts Housing Finance Agency | All State | CDFI | |
| Massachusetts Housing Investment Corporation | All State | CDFI | |
| MassDevelopment | All State | CDFI | |
| Mill Cities Community Investments | All State | CDFI | |
| Quaboag Valley Business Assistance Corporation | All State | CDFI | |
| RCAP Solutions Financial Services, Inc. | All State | CDFI | |
| South Eastern Economic Development Corporation | All State | CDFI | |
| Springfield Neighborhood Housing Services, Inc. | All State | CDFI | |
| Bank of America | Essex, Middlesex, Norfolk, Suffolk, Plymouth, Bistrol, Hampshire, and Hampden counties | National Bank | |
| Santander Bank, N.A. | Essex, Middlesex, Norfolk, Suffolk, Plymouth, Bistrol, Hampshire, and Hampden counties | National Bank | |
| TD Bank | Essex, Middlesex, Norfolk, Suffolk, Plymouth, and Bistrol counties | National Bank | |
| People's United Bank | Essex, Middlesex, Norfolk, Suffolk, Plymouth, Bistrol, Hampshire, and Worcester counties | National Bank | |
| * | Berkshire Bank | Suffolk, Hampshire, Hampden, Berkshire and Worcester counties | National Bank |
| JPMorgan Chase Bank | Suffolk, Middlesex, Hampshire, Norfolk, Berkshire and Worcester counties | National Bank | |
| Citizens Bank | Suffolk, Middlesex, Norfolk, and Berkshire counties | National Bank | |
| Abington Bank | Plymouth, Bristol, and Barnstable counties | Mutual savings bank | |
| Adams Community Bank | Berkshire county | Mutual savings bank | |
| Athol Savings Bank | Worcester and Middlesex counties | Mutual savings bank | |
| Avidia Bank | Worcester and Middlesex counties | Mutual savings bank | |
| Bank of Canton | Worcester , Suffolk, and Norfolk counties | Mutual savings bank | |
| Bank of Easton | Plymouth and Bristol counties | Co-operative bank - mutual | |
| * | BankFive | Essex and Bristol counties | Mutual savings bank |
| BankGloucester | Barnstable county | Co-operative bank - mutual | |
| * | Bay State Savings Bank | Worcester county | Mutual savings bank |
| * | BayCoast Bank | Bristol county | Mutual savings bank |
| * | Bluestone Bank | Plymouth and Bristol counties | Mutual savings bank |
| Boston Trust Walden Company | Suffolk county | Trust company | |
| * | Bristol County Savings Bank | Bristol county | Mutual savings bank |
| Brookline Bank | Middlesex, Suffolk, and Norfolk counties | Co-operative bank - mutual | |
| Cambridge Savings Bank | Middlesex, Suffolk, and Norfolk counties | Mutual savings bank | |
| Cambridge Trust Company | Middlesex, Suffolk, and Norfolk counties | Trust company | |
| Canton Co-operative Bank | Norfolk county | Co-operative bank - mutual | |
| Cape Ann Savings Bank | Barnstable county | Mutual savings bank | |
| Century Bank and Trust Company | Essex, Middlesex, Norfolk, Suffolk, Plymouth counties | Co-operative bank - mutual | |
| Charles River Bank | Norfolk county | Co-operative bank - mutual | |
| Clinton Savings Bank | Worcester county | Mutual savings bank | |
| Coastal Heritage Bank | Essex and Plymouth counties | Co-operative bank - mutual | |
| Commonwealth Cooperative Bank | Suffolk county | Co-operative bank - mutual | |
| * | Cornerstone Bank | Norfolk, Middlesex, and Worcester counties | Mutual savings bank |
| Country Bank for Savings | Worcester county | Mutual savings bank | |
| Dean Co-operative Bank | Norfolk county | Co-operative bank - mutual | |
| Dedham Institution for Savings | Norfolk county | Mutual savings bank | |
| Eagle Bank | Essex, Middlesex, and Norfolk counties | Mutual savings bank | |
| East Boston Savings Bank | Essex, Suffolk, Norfolk and Plymouth counties | Savings bank - stock | |
| * | East Cambridge Savings Bank | Middlesex, and Norfolk counties | Mutual savings bank |
| Eastern Bank | Essex, Suffolk, Middlesex, Norfolk and Plymouth counties | Co-operative bank - mutual | |
| * | Easthampton Savings Bank | Hampden, and Hampshire counties | Mutual savings bank |
| Enterprise Bank and Trust Company | Middlesex county | Trust company | |
| * | Envision Bank | Norfolk, Bristol, and Plymouth counties | Savings bank - stock |
| * | Everett Co-operative Bank | Essex, Middlesex, and Suffolk counties | Co-operative bank - mutual |
| * | Fidelity Co-operative Bank | Worcester, and Norfolk counties | Co-operative bank - mutual |
| Fidelity Management Trust Company | Worcester, Middlesex, and Norfolk counties | Limited purpose trust company | |
| Fiduciary Trust Company | Suffolk county | Co-operative bank - mutual | |
| Florence Bank | Hampden, and Hampshire counties | Mutual savings bank | |
| * | Greenfield Co-operative Bank | Franklin, Hampshire, and Hampden counties | Co-operative bank - mutual |
| Greenfield Savings Bank | Franklin, and Hampshire counties | Mutual savings bank | |
| * | HarborOne Bank | Suffolk, Norfolk, Bristol, and Plymouth counties | Savings bank - stock |
| Haverhill Bank | Essex county | Co-operative bank - mutual | |
| Hingham Institution for Savings | Norfolk, and Plymouth county | Savings bank - stock | |
| * | Hometown Bank | Middlesex, and Norfolk counties | Co-operative bank - mutual |
| Institution for Savings | Essex county | Mutual savings bank | |
| Lee Bank | Berkshire county | Mutual savings bank | |
| * | The Lowell Five Cent Savings Bank | Middlesex county | Mutual savings bank |
| * | Main Street Bank | Middlesex county | Mutual savings bank |
| Marblehead Bank | Essex county | Mutual savings bank | |
| Martha's Vineyard Bank | Dukes county | Mutual savings bank | |
| Mechanics Cooperative Bank | Bristol and Plymouth counties | Co-operative bank - mutual | |
| Methuen Co-operative Bank | Essex county | Co-operative bank - mutual | |
| Middlesex Savings Bank | Middlesex county | Mutual savings bank | |
| Monson Savings Bank | Worcester county | Mutual savings bank | |
| * | MountainOne Bank | Plymouth, and Berkshire counties | Mutual savings bank |
| MutualOne Bank | Middlesex county | Co-operative bank - mutual | |
| Needham Bank | Middlesex and Norfolk counties | Co-operative bank - mutual | |
| Newburyport Five Cents Savings Bank | Essex county | Mutual savings bank | |
| New Valley Bank & Trust | Hampden county | Co-operative bank - mutual | |
| North Brookfield Savings Bank | Worcester county | Mutual savings bank | |
| * | North Cambridge Co-operative Bank | Middlesex county | Co-operative bank - mutual |
| * | North Easton Savings Bank | Bristol and Plymouth counties | Mutual savings bank |
| North Shore Bank | Essex and Middlesex counties | Co-operative bank - mutual | |
| Northern Bank & Trust Company | Middlesex county | Co-operative bank - mutual | |
| Northmark Bank | Essex and Middlesex counties | Co-operative bank - mutual | |
| Norwood Co-operative Bank | Norfolk county | Co-operative bank - mutual | |
| OneUnited Bank | Suffolk county | Trust company | |
| Patriot Community Bank | Suffolk county | Co-operative bank - stock | |
| Pentucket Bank | Essex county | Mutual savings bank | |
| * | PeoplesBank | Hampden, and Hampshire counties | Mutual savings bank |
| Provident Bank | Essex county | Savings bank - stock | |
| * | Reading Co-operative Bank | Essex county | Co-operative bank - mutual |
| Rockland Trust Company | Essex, Suffolk, Norfolk and Plymouth counties | Co-operative bank - mutual | |
| Salem Five Cents Savings Bank | Essex, Suffolk, Norfolk and Plymouth counties | Mutual savings bank | |
| * | Savers Co-operative Bank | Worcester county | Co-operative bank - mutual |
| The Savings Bank | Essex and Middlesex counties | Mutual savings bank | |
| Seamen's Bank | Barnstable county | Mutual savings bank | |
| * | South Shore Bank | Norfolk and Plymouth counties | Mutual savings bank |
| State Street Bank and Trust Company | Norfolk county | Co-operative bank - mutual | |
| State Street Global Advisors Trust Company | Suffolk and Norfolk counties | Co-operative bank - mutual | |
| * | StonehamBank | Middlesex county | Co-operative bank - mutual |
| Stoughton Co-operative Bank | Plymouth county | Co-operative bank - mutual | |
| The Cape Cod Five Cents Savings Bank | Barnstable county | Mutual savings bank | |
| The Co-operative Bank | Suffolk, Norfolk, and Barnstable counties | Co-operative bank - mutual | |
| The Cooperative Bank of Cape Cod | Barnstable county | Co-operative bank - mutual | |
| The Pittsfield Co-operative Bank | Berkshire county | Co-operative bank - mutual | |
| UniBank for Savings | Worcester county | Mutual savings bank | |
| The Village Bank | Middlesex and Norfolk counties | Co-operative bank - mutual | |
| Wainwright Bank & Trust Company | Suffolk county | Commercial bank | |
| Wakefield Co-operative Bank | Suffolk county | Co-operative bank - mutual | |
| * | Walpole Co-operative Bank | Norfolk county | Co-operative bank - mutual |
| Washington Savings Bank | Middlesex county | Mutual savings bank | |
| Watertown Savings Bank | Middlesex and Norfolk counties | Mutual savings bank | |
| Webster Five Cents Savings Bank | Worcester county | Mutual savings bank | |
| Winchester Co-operative Bank | Suffolk county | Co-operative bank - mutual | |
| Winchester Savings Bank | Middlesex county | Mutual savings bank | |
| Wrentham Co-operative Bank | Bristol county | Co-operative bank - mutual | |
| Alden Credit Union | All State | Credit union | |
| Align Credit Union | All State | Credit union | |
| AllCom Credit Union | All State | Credit union | |
| Alltrust Credit Union | All State | Credit union | |
| Alpha Credit Union | All State | Credit union | |
| Arrha Credit Union | All State | Credit union | |
| Athol Credit Union | All State | Credit union | |
| Billerica Municipal Employees Credit Union | All State | Credit union | |
| Boston Firefighters Credit Union | All State | Credit union | |
| Brookline Municipal Credit Union | All State | Credit union | |
| Brotherhood Credit Union | All State | Credit union | |
| Cabot Boston Credit Union | All State | Credit union | |
| City of Boston Credit Union | All State | Credit union | |
| Community Credit Union of Lynn | All State | Credit union | |
| Credit Union of the Berkshires | All State | Credit union | |
| Energy Credit Union | All State | Credit union | |
| Fall River Municipal Credit Union | All State | Credit union | |
| First Priority Credit Union | All State | Credit union | |
| Freedom Credit Union | All State | Credit union | |
| Gloucester Fire Department Credit Union | All State | Credit union | |
| Greater Springfield Credit Union | All State | Credit union | |
| Greylock Federal Credit Union | All State | Credit union | |
| Harvard University Employees Credit Union | All State | Credit union | |
| Haverhill Fire Dept. Credit Union | All State | Credit union | |
| Holyoke Credit Union | All State | Credit union | |
| Holyoke Postal Credit Union | All State | Credit union | |
| Homefield Credit Union | All State | Credit union | |
| HTM Credit Union | All State | Credit union | |
| Jeanne D'Arc Credit Union | All State | Credit union | |
| Leominster Credit Union | All State | Credit union | |
| Liberty Bay Credit Union | All State | Credit union | |
| Lowell Firefighters Credit Union | All State | Credit union | |
| Luso-American Credit Union | All State | Credit union | |
| Lynn Municipal Employees Credit Union | All State | Credit union | |
| Lynn Police Credit Union | All State | Credit union | |
| Lynn Teachers' Credit Union | All State | Credit union | |
| Mass Bay Credit Union | All State | Credit union | |
| Members Plus Credit Union | All State | Credit union | |
| Merrimack Valley Credit Union | All State | Credit union | |
| Metro Credit Union | All State | Credit union | |
| Mills42 Federal Credit Union | All State | Credit union | |
| Naveo Credit Union | All State | Credit union | |
| New Bedford Credit Union | All State | Credit union | |
| Polish National Credit Union | All State | Credit union | |
| Quincy Credit Union | All State | Credit union | |
| Revere Firefighters Credit Union | All State | Credit union | |
| River Works Credit Union | All State | Credit union | |
| Sharon & Crescent United Credit Union | All State | Credit union | |
| Southbridge Credit Union | All State | Credit union | |
| Springfield Street Railway Employees Credit Union | All State | Credit union | |
| St. Anne's Credit Union of Fall River | All State | Credit union | |
| St. Dominic's Federal Credit Union | All State | Credit union | |
| St. Jean's Credit Union | All State | Credit union | |
| St. Mary's Credit Union | All State | Credit union | |
| St. Vincent Hospital Credit Union | All State | Credit union | |
| Tremont Credit Union | All State | Credit union | |
| Watertown Municipal Credit Union | All State | Credit union | |
| Worcester Credit Union | All State | Credit union | |
| Worcester Fire Department Credit Union | All State | Credit union | |
| Workers Credit Union | All State | Credit union |
