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FUNDING SOURCES

Massachusetts Banks

Note: Many credit unions are exclusive to employees at certain companies or organizations, and they often do not provide services specific to businesses. However, they can still be a useful source of startup funding through offerings such as home equity loans. A full list of Connecticut credit unions is available here; our list highlights credit unions open to the general public that offer business services.

The * denotes a bank recommended by mass.gov, for more detail click the list of small business banks in Massachusetts.

Bank NameServed RegionsBank type
AI Wainwright LLCAll StateCDFI
BlueHub Loan Fund, Inc.All StateCDFI
Children's Investment Fund, Inc.All StateCDFI
Coastal Community CapitalAll StateCDFI
Cooperative Fund of New EnglandAll StateCDFI
Dorchester Bay Neighborhood Loan Fund, Inc.All StateCDFI
Local Enterprise Assistance Fund, Inc.All StateCDFI
Massachusetts Housing Finance AgencyAll StateCDFI
Massachusetts Housing Investment CorporationAll StateCDFI
MassDevelopmentAll StateCDFI
Mill Cities Community InvestmentsAll StateCDFI
Quaboag Valley Business Assistance CorporationAll StateCDFI
RCAP Solutions Financial Services, Inc.All StateCDFI
South Eastern Economic Development CorporationAll StateCDFI
Springfield Neighborhood Housing Services, Inc.All StateCDFI
Bank of AmericaEssex, Middlesex, Norfolk, Suffolk, Plymouth, Bistrol, Hampshire, and Hampden countiesNational Bank
Santander Bank, N.A.Essex, Middlesex, Norfolk, Suffolk, Plymouth, Bistrol, Hampshire, and Hampden countiesNational Bank
TD BankEssex, Middlesex, Norfolk, Suffolk, Plymouth, and Bistrol countiesNational Bank
People's United BankEssex, Middlesex, Norfolk, Suffolk, Plymouth, Bistrol, Hampshire, and Worcester countiesNational Bank
*Berkshire BankSuffolk, Hampshire, Hampden, Berkshire and Worcester countiesNational Bank
JPMorgan Chase BankSuffolk, Middlesex, Hampshire, Norfolk, Berkshire and Worcester countiesNational Bank
Citizens BankSuffolk, Middlesex, Norfolk, and Berkshire countiesNational Bank
Abington BankPlymouth, Bristol, and Barnstable countiesMutual savings bank
Adams Community BankBerkshire countyMutual savings bank
Athol Savings BankWorcester and Middlesex countiesMutual savings bank
Avidia BankWorcester and Middlesex countiesMutual savings bank
Bank of CantonWorcester , Suffolk, and Norfolk countiesMutual savings bank
Bank of EastonPlymouth and Bristol countiesCo-operative bank - mutual
*BankFiveEssex and Bristol countiesMutual savings bank
BankGloucesterBarnstable countyCo-operative bank - mutual
*Bay State Savings BankWorcester countyMutual savings bank
*BayCoast BankBristol countyMutual savings bank
*Bluestone BankPlymouth and Bristol countiesMutual savings bank
Boston Trust Walden CompanySuffolk countyTrust company
*Bristol County Savings BankBristol countyMutual savings bank
Brookline BankMiddlesex, Suffolk, and Norfolk countiesCo-operative bank - mutual
Cambridge Savings BankMiddlesex, Suffolk, and Norfolk countiesMutual savings bank
Cambridge Trust CompanyMiddlesex, Suffolk, and Norfolk countiesTrust company
Canton Co-operative BankNorfolk countyCo-operative bank - mutual
Cape Ann Savings BankBarnstable countyMutual savings bank
Century Bank and Trust CompanyEssex, Middlesex, Norfolk, Suffolk, Plymouth countiesCo-operative bank - mutual
Charles River BankNorfolk countyCo-operative bank - mutual
Clinton Savings BankWorcester countyMutual savings bank
Coastal Heritage BankEssex and Plymouth countiesCo-operative bank - mutual
Commonwealth Cooperative BankSuffolk countyCo-operative bank - mutual
*Cornerstone BankNorfolk, Middlesex, and Worcester countiesMutual savings bank
Country Bank for SavingsWorcester countyMutual savings bank
Dean Co-operative BankNorfolk countyCo-operative bank - mutual
Dedham Institution for SavingsNorfolk countyMutual savings bank
Eagle BankEssex, Middlesex, and Norfolk countiesMutual savings bank
East Boston Savings BankEssex, Suffolk, Norfolk and Plymouth countiesSavings bank - stock
*East Cambridge Savings BankMiddlesex, and Norfolk countiesMutual savings bank
Eastern BankEssex, Suffolk, Middlesex, Norfolk and Plymouth countiesCo-operative bank - mutual
*Easthampton Savings BankHampden, and Hampshire countiesMutual savings bank
Enterprise Bank and Trust CompanyMiddlesex countyTrust company
*Envision BankNorfolk, Bristol, and Plymouth countiesSavings bank - stock
*Everett Co-operative BankEssex, Middlesex, and Suffolk countiesCo-operative bank - mutual
*Fidelity Co-operative BankWorcester, and Norfolk countiesCo-operative bank - mutual
Fidelity Management Trust CompanyWorcester, Middlesex, and Norfolk countiesLimited purpose trust company
Fiduciary Trust CompanySuffolk countyCo-operative bank - mutual
Florence BankHampden, and Hampshire countiesMutual savings bank
*Greenfield Co-operative BankFranklin, Hampshire, and Hampden countiesCo-operative bank - mutual
Greenfield Savings BankFranklin, and Hampshire countiesMutual savings bank
*HarborOne BankSuffolk, Norfolk, Bristol, and Plymouth countiesSavings bank - stock
Haverhill BankEssex countyCo-operative bank - mutual
Hingham Institution for SavingsNorfolk, and Plymouth countySavings bank - stock
*Hometown BankMiddlesex, and Norfolk countiesCo-operative bank - mutual
Institution for SavingsEssex countyMutual savings bank
Lee BankBerkshire countyMutual savings bank
*The Lowell Five Cent Savings BankMiddlesex countyMutual savings bank
*Main Street BankMiddlesex countyMutual savings bank
Marblehead BankEssex countyMutual savings bank
Martha's Vineyard BankDukes countyMutual savings bank
Mechanics Cooperative BankBristol and Plymouth countiesCo-operative bank - mutual
Methuen Co-operative BankEssex countyCo-operative bank - mutual
Middlesex Savings BankMiddlesex countyMutual savings bank
Monson Savings BankWorcester countyMutual savings bank
*MountainOne BankPlymouth, and Berkshire countiesMutual savings bank
MutualOne BankMiddlesex countyCo-operative bank - mutual
Needham BankMiddlesex and Norfolk countiesCo-operative bank - mutual
Newburyport Five Cents Savings BankEssex countyMutual savings bank
New Valley Bank & TrustHampden countyCo-operative bank - mutual
North Brookfield Savings BankWorcester countyMutual savings bank
*North Cambridge Co-operative BankMiddlesex countyCo-operative bank - mutual
*North Easton Savings BankBristol and Plymouth countiesMutual savings bank
North Shore BankEssex and Middlesex countiesCo-operative bank - mutual
Northern Bank & Trust CompanyMiddlesex countyCo-operative bank - mutual
Northmark BankEssex and Middlesex countiesCo-operative bank - mutual
Norwood Co-operative BankNorfolk countyCo-operative bank - mutual
OneUnited BankSuffolk countyTrust company
Patriot Community BankSuffolk countyCo-operative bank - stock
Pentucket BankEssex countyMutual savings bank
*PeoplesBankHampden, and Hampshire countiesMutual savings bank
Provident BankEssex countySavings bank - stock
*Reading Co-operative BankEssex countyCo-operative bank - mutual
Rockland Trust CompanyEssex, Suffolk, Norfolk and Plymouth countiesCo-operative bank - mutual
Salem Five Cents Savings BankEssex, Suffolk, Norfolk and Plymouth countiesMutual savings bank
*Savers Co-operative BankWorcester countyCo-operative bank - mutual
The Savings BankEssex and Middlesex countiesMutual savings bank
Seamen's BankBarnstable countyMutual savings bank
*South Shore BankNorfolk and Plymouth countiesMutual savings bank
State Street Bank and Trust CompanyNorfolk countyCo-operative bank - mutual
State Street Global Advisors Trust CompanySuffolk and Norfolk countiesCo-operative bank - mutual
*StonehamBankMiddlesex countyCo-operative bank - mutual
Stoughton Co-operative BankPlymouth countyCo-operative bank - mutual
The Cape Cod Five Cents Savings BankBarnstable countyMutual savings bank
The Co-operative BankSuffolk, Norfolk, and Barnstable countiesCo-operative bank - mutual
The Cooperative Bank of Cape CodBarnstable countyCo-operative bank - mutual
The Pittsfield Co-operative BankBerkshire countyCo-operative bank - mutual
UniBank for SavingsWorcester countyMutual savings bank
The Village BankMiddlesex and Norfolk countiesCo-operative bank - mutual
Wainwright Bank & Trust CompanySuffolk countyCommercial bank
Wakefield Co-operative BankSuffolk countyCo-operative bank - mutual
*Walpole Co-operative BankNorfolk countyCo-operative bank - mutual
Washington Savings BankMiddlesex countyMutual savings bank
Watertown Savings BankMiddlesex and Norfolk countiesMutual savings bank
Webster Five Cents Savings BankWorcester countyMutual savings bank
Winchester Co-operative BankSuffolk countyCo-operative bank - mutual
Winchester Savings BankMiddlesex countyMutual savings bank
Wrentham Co-operative BankBristol countyCo-operative bank - mutual
Alden Credit UnionAll StateCredit union
Align Credit UnionAll StateCredit union
AllCom Credit UnionAll StateCredit union
Alltrust Credit UnionAll StateCredit union
Alpha Credit UnionAll StateCredit union
Arrha Credit UnionAll StateCredit union
Athol Credit UnionAll StateCredit union
Billerica Municipal Employees Credit UnionAll StateCredit union
Boston Firefighters Credit UnionAll StateCredit union
Brookline Municipal Credit UnionAll StateCredit union
Brotherhood Credit UnionAll StateCredit union
Cabot Boston Credit UnionAll StateCredit union
City of Boston Credit UnionAll StateCredit union
Community Credit Union of LynnAll StateCredit union
Credit Union of the BerkshiresAll StateCredit union
Energy Credit UnionAll StateCredit union
Fall River Municipal Credit UnionAll StateCredit union
First Priority Credit UnionAll StateCredit union
Freedom Credit UnionAll StateCredit union
Gloucester Fire Department Credit UnionAll StateCredit union
Greater Springfield Credit UnionAll StateCredit union
Greylock Federal Credit UnionAll StateCredit union
Harvard University Employees Credit UnionAll StateCredit union
Haverhill Fire Dept. Credit UnionAll StateCredit union
Holyoke Credit UnionAll StateCredit union
Holyoke Postal Credit UnionAll StateCredit union
Homefield Credit UnionAll StateCredit union
HTM Credit UnionAll StateCredit union
Jeanne D'Arc Credit UnionAll StateCredit union
Leominster Credit UnionAll StateCredit union
Liberty Bay Credit UnionAll StateCredit union
Lowell Firefighters Credit UnionAll StateCredit union
Luso-American Credit UnionAll StateCredit union
Lynn Municipal Employees Credit UnionAll StateCredit union
Lynn Police Credit UnionAll StateCredit union
Lynn Teachers' Credit UnionAll StateCredit union
Mass Bay Credit UnionAll StateCredit union
Members Plus Credit UnionAll StateCredit union
Merrimack Valley Credit UnionAll StateCredit union
Metro Credit UnionAll StateCredit union
Mills42 Federal Credit UnionAll StateCredit union
Naveo Credit UnionAll StateCredit union
New Bedford Credit UnionAll StateCredit union
Polish National Credit UnionAll StateCredit union
Quincy Credit UnionAll StateCredit union
Revere Firefighters Credit UnionAll StateCredit union
River Works Credit UnionAll StateCredit union
Sharon & Crescent United Credit UnionAll StateCredit union
Southbridge Credit UnionAll StateCredit union
Springfield Street Railway Employees Credit UnionAll StateCredit union
St. Anne's Credit Union of Fall RiverAll StateCredit union
St. Dominic's Federal Credit UnionAll StateCredit union
St. Jean's Credit UnionAll StateCredit union
St. Mary's Credit UnionAll StateCredit union
St. Vincent Hospital Credit UnionAll StateCredit union
Tremont Credit UnionAll StateCredit union
Watertown Municipal Credit UnionAll StateCredit union
Worcester Credit UnionAll StateCredit union
Worcester Fire Department Credit UnionAll StateCredit union
Workers Credit UnionAll StateCredit union