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Rhode Island Regional, State, and Local Organizations

BDC Capital

Providing financing to businesses throughout New England, BDC Capital’s products include term loans, lines of credit, mezzanine capital, and more. Funding can be used for a variety of purposes, such as working capital, equipment purchases, real estate acquisition, debt restructuring, and business expansion.

The Business Development Company

Works to promote the strength and growth of small businesses by supporting companies that require funding that is unavailable through traditional sources. The Business Development Company provides loans of $90,000 to $600,000 to companies in Rhode Island, southeastern Massachusetts, and eastern Connecticut. 

Community Investment Corporation (CIC)

CIC is a provider of the SBA 504 loan as well as the following smaller loan options:

Rhode Island Black Business Association

Offers support services, mentorship programs, and financing for Black-owned businesses in Rhode Island. RIBBA helps entrepreneurs access working capital through micro-loans, grants, and a collateral assistance program.

Rhode Island Capital

Helps companies meet their financing needs for working capital, business expansions, real estate or equipment purchases, and debt restructuring. Rhode Island Capital offers term loans (including SBA loans), lines of credit, and mezzanine investments.

Social Enterprise Greenhouse

Supports entrepreneurs who seek to make positive social change by improving access to educational opportunities, health care, affordable housing, and more. A fund for businesses based in and planning to create jobs in Rhode Island offers loans of $5,000 to $25,000.

South Eastern Economic Development Corporation (SEED)

Provides financing and technical assistance, with larger financing initiatives offered in conjunction with local lending institutions. SEED offers SBA 504 loans as well as micro and small loans of $1,000 to $250,000.