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  • The largest Community Development Financial Institution in Connecticut
  • Loans for nonprofits, small businesses, and affordable housing development
  • Programs also allow for affordable energy efficient renovations


The largest full service Community Development Financial Institution in Connecticut, Capital For Change was established in 2016 through the merger of three existing CDFIs: the Community Capital Fund, Greater New Haven Community Loan Fund, and Connecticut Housing Investment Fund. It creates a network of investors and partners that support people, small businesses, nonprofits, and public institutions, with a particular focus on broadening access to affordable housing, energy efficiency, and job opportunities for underserved people.

Who’s it for?

Established small businesses and community-based organizations seeking financing to improve their business and better serve their community.


To provide flexible, creative and responsive financial products and services that support an inclusive and sustainable economy.

Resources & Services

Nonprofit and Small Business Loan Programs

Loans of between $50,000 and $200,000 are available to established small businesses and community-based organizations for work such as working capital, fixed asset acquisition, commercial real estate financing, and leasehold improvements. There are also some targeted programs for small businesses as well.

Energy Conservation Loan Program

An affordable way to conduct energy-efficient home improvements, this program provides low-cost financing through various programs for local contractors to complete these renovations. C4C has developed a statewide network of qualified contractors authorized to perform the work of the loan program, giving these professionals and opportunity to obtain and provide jobs.

Affordable Housing Loans

A program to assist developers in the creation of affordable rental housing, supportive housing, mutual housing, cooperatives, and owner-occupied homes. Loans are tailored to the pre-development costs associated with construction or property acquisition, the rehabilitation or construction of affordable housing, single-family or multifamily affordable housing, or energy efficiency improvements to multifamily properties.


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