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Hartford Community Loan Fund

  • A community development financial institution in the Hartford area
  • Promotes just and affordable financial services to assist low-income residents
  • A primary focus on rehabilitating neighborhoods, with other policy issues addressed on a rotating basis


The Hartford Community Loan Fund works to promote just and affordable financial services to assist low-income residents in the communities they serve. The goal is to cut through various barriers, such as cultural differences and lack of economic assets, to build more vital and stable neighborhoods.

Tracing its origin back to 1994, HCLF has helped facilitate more than $40 million in investments to assist homeowners, community leaders, and entrepreneurs in Connecticut’s neighborhoods.

Who’s it for?

Those seeking financing for businesses or initiatives that can improve neighborhoods in the Hartford area, especially the revitalization of housing or mixed-use buildings.



HCLF is a not-for-profit community development financial institution (CDFI) with a mission to provide and promote just and affordable financial services that benefit the low-wealth residents of the communities we serve.

Resources & Services

Construction Rehab Loan Program

Loan products to assist with the purchase and/or revitalization of single-family homes, multifamily dwellings, or mixed-use buildings. HCLF also offers technical assistance on issues such as construction, refinancing, and occupancy or lease-up.

Financing Opportunities

HCLF works with nonprofits, Community Development Corporations, and other organizations to provide a range of financing services. HCLF also extends beyond its mission, identifying two or three policy issues to pursue over a one- to three-year period, then setting short-term and long-term objectives to address these issues.


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