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Alternative Fintech Funding: A Cautionary Tale

  • Financial technology options can be an appealing option for entrepreneurs who have trouble accessing funding through traditional lenders
  • However, fintech can also come with higher interest rates and more onerous repayment terms
  • Proceed with caution when looking for financing
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Capital Requirements: Funds Needed to Start or Expand

  • Finding the funds necessary to start or expand a business until it can reach profitability
  • Forecasting expenses and revenues as part of your business planning process
  • Calculating how much money you’ll need to sustain your business until you break even
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Selecting a Bank For Your Business

  • Lending authority, small business services, and other inquiries to make to a bank
  • Weighing the benefits of a local, regional, or national bank
  • Using a one-page information sheet to narrow down your options
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