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Alternative Fintech Funding: A Cautionary Tale

  • Financial technology options can be an appealing option for entrepreneurs who have trouble accessing funding through traditional lenders
  • However, fintech can also come with higher interest rates and more onerous repayment terms
  • Proceed with caution when looking for financing
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The Importance of Cash Flow and How to Calculate It

  • While entrepreneurs often focus on profitability, cash flow is arguably the more important consideration
  • The benefits of tracking how money is coming into your business and how it is being spent
  • Calculations involved in calculating and predicting cash flow
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Capital Requirements: Funds Needed to Start or Expand

  • Finding the funds necessary to start or expand a business until it can reach profitability
  • Forecasting expenses and revenues as part of your business planning process
  • Calculating how much money you’ll need to sustain your business until you break even
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Alternate Ways for Early-Stage Companies to Raise Money

  • Entrepreneurs often have to rely on personal assets to get a business started, but frequently don’t have sufficient funds
  • Taking an alternate route and seeking support through a community development financial institution
  • Options for investors that can support your early-stage company
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Gust.com: An Investor and Investment Ecosystem

  • A service describing itself as the world’s largest community of investors and early stage investors
  • Online tools for entrepreneurs to start, run, and raise funds for their companies
  • Creating a free profile and getting started
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Selecting a Bank For Your Business

  • Lending authority, small business services, and other inquiries to make to a bank
  • Weighing the benefits of a local, regional, or national bank
  • Using a one-page information sheet to narrow down your options
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